Truck insurance fortransport operators.
The rig, the freight, the liability but without the hassle. Insurance made easy.
Quick Quote
60 secondsWhat do you run?
Pick the closest match to get started.
No obligation. Subject to eligibility and underwriting.
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We discuss what's important to you, and answer the phone when it matters.
Whatever you run, we can help cover it.
One rigid on local work through to a linehaul fleet running interstate, whether you are an owner-driver, a subcontractor or a company.
One policy, built section by section.
A truck policy is a set of sections, and the ones you need depend on what you run and the freight you move. An owner-driver leads with the unit, the load and their own income; an operator with drivers adds fleet and employer cover. We build the programme around the operation, then compare it across a panel of insurers.
Comprehensive Motor
The prime mover, rigid or combination at agreed value, including the body and permanently fitted equipment. On a financed unit this is what decides whether a total loss clears the loan.
Carriers Liability
What you are legally liable for when a customer's freight is lost or damaged in your care. This is the cover freight contracts actually name, usually with a limit stated per consignment.
Public Liability
Third parties injured or property damaged in the course of the work, from a dock incident to a load leaving the deck, plus the legal costs of defending it.
Trailer in Control
Trailers you tow but do not own. Your motor policy covers your unit; a customer's or depot's trailer coupled to it is a separate exposure, and the most common gap we find on linehaul policies.
Downtime Cover
An income benefit while the truck is off the road after an insured event. Over Australian distances a breakdown far from base is measured in weeks, and a contract rarely waits.
Goods in Transit
The freight itself, insured regardless of fault. Where carriers liability answers what you owe, this answers what the load was worth. Some contracts require it by name.
Fleet & Driver Cover
Multiple units on one renewal, priced on your own claims record rather than the class average, with the driver management and Chain of Responsibility obligations that come with employing people.
Personal Accident & Income
A weekly benefit while injury or illness keeps you off the road. As a sole trader you generally cannot hold workers compensation on yourself, which is exactly why this exists.
Not sure what you need?
Talk it through with our licensed team. We'll tell you which of these sections the operation actually needs, and which you can leave out.
Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.
What do you run?
Start typing and we will point you at the page written for it. Try a body type, a configuration or a make.
Or browse all 29 cover pages
Three steps. One enquiry.
You answer a few questions; we do the comparing, the paperwork and the chasing. That's the whole point.
Tell us what you run
The units, the freight you move and the cover you need. About 60 seconds, no paperwork.
We compare
Our licensed team checks each unit is rated for the work, sets your liability and carriers limits, then compares a panel of insurers.
You're covered
We confirm the details and arrange the cover, with your certificate of currency issued during business hours.
Why our clients love us.
Reviews are for Stonewell Insurance, the business behind Truckie Cover.
Sam is the best truck insurance representative I have dealt with, and Stonewell Insurance Brokers have been great to deal with. Thanks Sam.
Excellent service from Patrick. He has looked after my truck insurance for the last 3 years and always negotiates the best deal. Highly recommend.
No time wasted, straight to the point. Gave all the options available for my truck insurance and helped make the best decision. Thanks Cooper, hope we can continue doing business.
Outstanding work from Taylor Bates, gave us the best possible outcome with our new truck insurance. Very knowledgeable, very friendly. Highly recommend Stonewell Insurance Brokers.
Very professional and so easy to work with in organising insurance for our work truck. Will definitely be using them again for my other vehicles when the time comes.
Shawn helped me renew our truck insurance. Smooth and quick. Recommend.
Common questions.
Can't see your question? Send us your current schedule and we'll tell you what it actually covers.
Speak with our team on 1300 080 323.
What insurance does a transport operator need in Australia?
What is carriers insurance, and is it the same as goods in transit?
How much carriers liability insurance should I carry?
Does my insurance cover a trailer I tow but do not own?
Does Chain of Responsibility affect my truck insurance?
What happens to my insurance when I put on a second driver?
Should I insure my truck for agreed or market value?
What is radius of operation, and how is it measured?
Who handles my claim if something goes wrong?
How much does truck insurance cost in Australia?
Are you an insurer?
Sort your truck cover today.
Sixty seconds of your time, then our licensed team takes it from there.