Truck Insurance for Australian Operators
Truck cover is decided by what you run and how it earns. A tipper on a quarry run, a prime mover on interstate line haul and a food truck at weekend markets are three different risks that happen to share a licence class. Start with the page closest to your work, or send us the details and we will tell you where you sit.
Quick Quote
60 secondsWhat do you run?
Pick the closest match to get started.
No obligation. Subject to eligibility and underwriting.
Cover guides by the work you do
The asset classes we get asked about most, with the real risks and cover priorities spelled out.
Prime movers
Cover built around a high-value unit that cannot afford downtime.
View coverSemi trailers
The trailer as its own asset, whoever happens to be towing it.
View coverCombinations
Matching cover across the unit, the trailer and the coupling.
View coverHeavy trucks
Where compliance and cover stop being separate conversations.
View coverTippers
Site work, hydraulics and the moment the body goes up.
View coverDump trucks
Where motor cover ends and mobile plant cover begins.
View coverConcrete trucks
A load with a deadline, and a barrel that cannot stop turning.
View coverTow trucks
Cover for the vehicle you are carrying, not just the one you drive.
View coverBox trucks
The body, the height and the loading dock.
View coverFlatbeds
An open deck, and a load only as good as its restraint.
View coverCar haulers
When the load on the deck is worth more than the truck.
View coverVehicle transport
Whose policy answers for the car while it is on your truck.
View coverFood trucks
A commercial kitchen that drives, insured as both.
View coverFood trailers
Cover for a kitchen that spends its life unhitched.
View coverBuses
The one vehicle where the load can sue you.
View coverLight trucks
The 4.5 tonne line, and which side of it you are on.
View coverSmall trucks
What changes when the first truck arrives.
View coverLorries
A British word for an Australian truck policy.
View coverCommercial lorries
Where private use ends and business use begins.
View coverCommercial trucks
The policy, taken apart section by section.
View coverCommercial vehicles
Where the class boundaries sit, and why they matter.
View coverFleets
One renewal, and a premium driven by your own record.
View coverHino
How repair economics and parts supply shape the premium.
View coverIsuzu
What being the most common truck on the road actually means.
View coverDrivers
Cover for you: your income, your injuries, your liability.
View coverEmployed drivers
What your employer covers, and where that stops.
View coverQueensland
Cyclone season, long distances and Queensland's own CTP.
View coverUsing a broker
Whose side the person arranging your cover is actually on.
View coverAustralia-wide
The overview: what you run, how it earns, what you carry.
View coverEvery kind of driving we cover
No guide for yours yet? The quote form covers every kind of work below. Pick yours and our team takes it from there.
Reviews are for Stonewell Insurance, the business behind Truckie Cover. Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).
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Tell us about your work in about 60 seconds and we come back to you with options.
Truckie Cover is a trading name of Stonewell Insurance Pty Ltd (ABN 23 645 965 699), Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).